Better Homeowners

    Better Homeowners

    Pre-approval is Good for Everyone
    Buyer’s mortgage pre-approval is good for everyone in the transaction. It saves time, money and removes the uncertainty of knowing whether the buyer will be qualified after negotiating a contract. The direct benefits include:

    Looking at “Right” homes – price, size, amenities, location
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    Find the best loan – rate, term, type
    Uncover credit issues early – time to cure possible problems
    Negotiating power – price, terms, & timing
    Close quicker – verifications have been made
    There is a significant difference in having a trusted mortgage professional take a loan application and run all the necessary verifications compared to going through calculators on a lender’s website. Beside the peace of mind, the cost of being pre-approved is a bargain and generally, limited to the cost of the credit report.

    Even if a person has been pre-approved, a second opinion from a different lender may be a good option. It can verify there is a good deal or you’ll discover that you can improve it. Either way, it works to your advantage. Contact me if you’d like a recommendation of a trusted mortgage officer.

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