Monthly Archives: March 2018
FHA Loans
The Federal Housing Authority, operating under HUD, offers affordable mortgages for tens of thousands of buyers who may not qualify for other types of programs. They are popular with both first-time and repeat buyers. The 3.5% down payment is an attractive feature but there are other advantages: More tolerant for credit challenges than conventional mortgages.... Read More
Our Newest Listing at 3369 C Road in Palisade, CO
Call us at 970-589-7700 to schedule a personal tour of this architect-designed, Frank Lloyd Wright-inspired home. The interior is artistic and custom, with special features everywhere, and a focus on views. The outdoor spaces include two separate terraces, one for sunrises and one for sunsets, any time of year. There’s also a beautiful salt water... Read More
Standard or Itemized?
Taxpayers can decide each year whether to take the standard deduction or their itemized deductions when filing their personal income tax returns. Roughly, 75% of households with more than $75,000 income and most homeowners itemize their deductions. Beginning in 2018, the standard deduction, available to all taxpayers, regardless of whether they own a home, is... Read More
Your Refund Could Be the Difference
One of the silver linings to filing your income tax return is finding out that you are going to receive a refund. If you happen to be one of these fortunate taxpayers, your next decision is what to do with it. With the average tax refund around $3,000, it could be the difference that makes... Read More